Checking Accounts
Choosing the Checking Account that's right for you shouldn't be difficult. We understand that you want an account that is flexible enough to meet your needs, without the worry of high service fees. A Financial 21 Checking Account can offer you all that and more!
Regular Checking Account
Our Regular Checking Account - and the free money management tools that come with it - will provide all the convenience you need to balance your finances and a busy schedule. Your Financial 21 Checking Account offers the following advantages:
- FREE Checking with a low minimum daily balance of $100. Unlimited check writing. No per check fee.
- FREE ATM/Debit Card for making purchases at MasterCard merchants worldwide or getting cash at the ATM.
- FREE Online Bill Payer service.
- FREE Online Statements
- 24-Hour access to your account with Access21 and Online Banking
- Overdraft protection from your Savings Account or Personal Line of Credit loan
- Additional overdraft protection with Member Privilege®
- Each account is insured up to $250,000 by American Share Insurance
ePreference Checking Account
Our ePreference Checking offers you the option of a FREE checking account. To enjoy the savings of ePreference you are required to sign up for FREE Online Banking and Online Statements. This account offers:
- No minimum balance requirements
- No per check fees, unlimited check writing
- FREE MasterCard® ATM Check Card
- FREE Bill Payer service
- Overdraft protection from your Savings Account or Personal Line of Credit
- Additional overdraft protection with Member Privilege®
- Each account is insured up to $250,000 by American Share Insurance
High Yield Checking
Our High Yield Checking offers high earnings, immediate access and insured safety of your funds. The tiered rates give you the flexibility to earn competitive dividends whether you open the account with a minimum balance of $25,000 or over $100,000. Some of the features of the High Yield Checking are:
- FREE unlimited check writing, with a minimum of $500
- Dividends are calculated daily and paid monthly on balances of $25,000 or more
- Funds are insured up to $500,000 by American Share Insurance
