Personal Loans
Our Personal Loans offer first time borrowers and members with established credit a choice of loans that are ideal for personal needs.
Share Secured & Share Certificate Secured Loans
These loans can meet your borrowing needs by using your Financial 21 Savings or Share Certificate Account as collateral. Your savings remain on deposit and continue to earn dividends and you can take advantage of a lower interest rate.
Personal Line of Credit
A Personal Line of Credit is a great resource for emergencies or unexpected expenses, with up to $30,000 as a revolving line of credit. You can make your own advances using Online Banking or your FREE loan checks. This loan may also be used for Overdraft Protection for your Financial 21 Checking Account. This will prevent items such as a check being returned, and avoid possible service charges to you and/or a third party.
Signature Loans
Your strong credit history is a key factor in applying for a Signature Loan. Borrow up to $30,000 with a fixed repayment term of 36 months for up to $10,000 or 48 months for loan amounts over $10,000. It's a smart way to pay off higher interest credit cards or consolidate other loans into one payment.
