Giving our members the loans they need, with the features they want is a top priority at Financial 21. You can be confident of receiving a competitive rate, flexible terms and responsive personal service. You can also take advantage of our competitive rates by transferring higher interest loans from another lender to a lower rate at Financial 21.
New & Used Auto Loans
Buying the car you want is easy with Financial 21 because auto loans are our specialty. We offer competitive rates, up to 110% financing and terms that give you affordable monthly payments.
Recreational Vehicles, Boats, ATV & PWC Loans
Experience the adventure and fun of owning an RV, Boat, All-Terrain Vehicle or Personal Water Craft, without the high cost of financing. Financial 21 loans offer competitive rates with terms up to 20 years.
Mortgage & Equity Loans
You've found the home you want and now you need a mortgage that you can live with. Financial 21 can help with a choice of fixed and adjustable rates, and terms up to 40 years. Our Home Equity products offer you the flexibility of using your home's equity for many of your borrowing needs. Plus, the interest paid may be tax-deductible. Consult your tax advisor for IRS guidelines.
MasterCard Credit Cards
Take advantage of convenient, worldwide acceptance with a Financial 21 MasterCard. Choose from a Classic, Limited Issue or Share-Secured MasterCard, all offering competitive rates.
Personal Loans
Whether you are a first-time borrower or have established credit, our Personal Loans, are a smart choice. You have the option of a revolving line of credit or a fixed term loan. Your Personal Line of Credit can serve as Overdraft Protection for your Checking account. You can also take advantage of your savings as collateral for a Share Secured Loan.
Credit Insurance
Credit Disability and Life Insurance provides the security of making your loan payments if you become disabled or paying off your loan in the event of your death. Guaranteed Asset Protection Advantage protects you against financial loss in the event your vehicle is damaged beyond repair or stolen and never recovered.
Mechanical Repair Coverage
For just a few dollars a month, Mechanical Repair Coverage can save you thousands in auto repairs. Purchasing coverage before your manufacturer's warranty expires can provide you with uninterrupted protection.
